Business Insurance in Prospect Heights, IL
Insurance policies for your business are crucial for managing risks and protecting your finances. At Seguros El Guardian, we’re dedicated to helping business owners find policies that align with their coverage needs and long-term growth.
What Policies Should My Business Carry? 
Your business can purchase the following insurance policies:
- General liability insurance can cover third-party claims of property damage, advertising injury and bodily injury.
- Workers’ compensation insurance can help pay for employees’ medical expenses, lost wages and funeral expenses if they become ill, are injured or die in a work-related incident. Businesses in Illinois must provide workers’ compensation to their full- or part-time employees.
- Commercial auto insurance can cover your company’s liability and damage to business vehicles after a covered accident or incident.
- Commercial property insurance can cover damage to company property such as office space, store, inventory, equipment and furniture.
- Errors & omissions insurance can be helpful if a customer files a claim of negligence, work mistake or lapsed deadline against your business.
- Business interruption insurance can cover lost income if a covered peril forces you to close your business temporarily.
Depending on your circumstances, your broker can recommend additional coverage.
How Much Do These Policies Cost?
Numerous factors can affect the cost of business insurance policies, including the following:
- Industry
- Location
- Number of employees
- Company-owned assets (e.g., real estate, vehicles, equipment, inventory, etc.)
- Employee driving records
- Prior claims
- Coverage selection
- Deductibles
Get Covered Today
If you want to learn more about your business insurance options, we’re here to help. Contact Seguros El Guardian for personalized quotes.